Fiche : Student debt : le prix des études aux États-Unis (1re)

Anglais	Français
tuition fees	les frais de scolarité
a student loan	un prêt étudiant
debt	la dette
to pay back	rembourser
a degree 🎓	un diplôme universitaire
to cancel a debt	annuler une dette

Aux États-Unis, les études supérieures coûtent très cher : dans certaines universités privées, les frais de scolarité (tuition fees) dépassent 50 000 dollars par an. Pour payer, la plupart des étudiants empruntent : ils prennent un prêt étudiant (a student loan). En conséquence (as a result), plus de 40 millions d'Américains ont une dette étudiante (student debt), pour un total de plus de 1 600 milliards de dollars. Beaucoup mettent vingt ans à rembourser (pay back) et repoussent leurs projets : acheter une maison, fonder une famille. Faut-il annuler (cancel) ces dettes, comme le demandent certains responsables politiques ? Ou est-ce injuste pour ceux qui ont déjà payé ? Au Royaume-Uni aussi, les frais dépassent 9 000 livres par an.

Mise en situation : le choix d'avenir

Sofia : I got into a great university in the US, but the tuition fees are huge!

J'ai été admise dans une super université aux États-Unis, mais les frais de scolarité sont énormes !

Mr Kowalski : How much is it?

Combien ça coûte ?

Sofia : Over fifty thousand dollars a year. So I would need a student loan.

Plus de cinquante mille dollars par an. Donc il me faudrait un prêt étudiant.

Mr Kowalski : Be careful. Many graduates take twenty years to pay back their debt.

Fais attention. Beaucoup de diplômés mettent vingt ans à rembourser leur dette.

Sofia : But a degree from that university could get me a good job.

Mais un diplôme de cette université pourrait me trouver un bon travail.

Mr Kowalski : That's true. Therefore, you should compare the costs and apply for scholarships.

C'est vrai. Par conséquent, tu devrais comparer les coûts et demander des bourses.

À retenir

tuition fees, a student loan, debt, to pay back, a degree, a scholarship.
The fees are huge, so I would need a loan. As a result, many graduates are in debt.

Exercice 1 : La dette étudiante : exercice 1 (QCM)

« les frais de scolarité »
1. tuition fees
2. intuition fees
3. tuition feet
« un prêt étudiant »
1. a student loan
2. a student lawn
3. a student lone
« la dette »
1. death
2. debt
3. dept
« rembourser »
1. to pay off back of
2. to pay back
3. to repay back
🎓 un diplôme universitaire
1. a diploma of grade
2. a degree
3. a decree
« une bourse d'études »
1. a stock exchange
2. a scholar ship
3. a scholarship
« En conséquence... »
1. As result of...
2. As a result...
3. In result...
La dette étudiante américaine dépasse...
1. 1 600 milliards de dollars
2. 160 dollars par étudiant
3. 16 millions de dollars
« par conséquent »
1. therefore
2. therefor of
3. there for
« un diplômé »
1. a gradient
2. a grateful
3. a graduate

Exercice 2 : La dette étudiante : exercice 2 (à compléter)

The tuition .......................... are huge!
I would need a student .......................... .
Many graduates take twenty years to pay .......................... their debt.
A .......................... could get me a good job.
.......................... , you should compare the costs.
Apply for .......................... .
As a .......................... , millions of Americans are in debt.
The fees are high, .......................... students borrow money.
Should the government .......................... student debt?
Over forty million Americans have student .......................... .

Exercice 3 : La dette étudiante : mise en situation

Tu dis que les frais sont énormes.
1. The tuition fees is huge!
2. The tuition feet are huge!
3. The tuition fees are huge!
Tu exprimes la conséquence.
1. The fees are high, therefore of I need a loan.
2. The fees are high, so I need a loan.
3. The fees are high, so I needs a loan.
Tu demandes combien ça coûte.
1. How much it is?
2. How many is it?
3. How much is it?
Tu mets en garde.
1. Be careful of debt with.
2. Be careful with debt.
3. Be carefully with debt.
Tu dis qu'il faut vingt ans pour rembourser.
1. It takes twenty years to pay back.
2. It take twenty years to pay back.
3. It takes twenty years for pay back.
Tu conseilles de demander une bourse.
1. You should applying for a scholarship.
2. You should apply to a scholarship of.
3. You should apply for a scholarship.
Tu poses la question du débat.
1. Should be student debt cancelled?
2. Should student debt be cancelled?
3. Should student debt been cancelled?
Tu présentes un argument contre.
1. It would be unfair to those who has already paid.
2. It would be unfair to those who have already paid.
3. It would be unfair for who have already paid.
Tu utilises « as a result ».
1. As a result, many young people delays buying a house.
2. As a result, many young people delay buying a house.
3. As result, many young people delay to buy a house.
Tu donnes ton avis.
1. I believe education should be affordable to everyones.
2. I'm believing education should be affordable for everyone.
3. I believe education should be affordable for everyone.

Corrigé

Exercice 1

1. a) tuition fees · 2. a) a student loan · 3. b) debt · 4. b) to pay back · 5. b) a degree · 6. c) a scholarship · 7. b) As a result... · 8. a) 1 600 milliards de dollars · 9. a) therefore · 10. c) a graduate

Exercice 2

1. fees · 2. loan · 3. back · 4. degree · 5. Therefore · 6. scholarships · 7. result · 8. so · 9. cancel · 10. debt

Exercice 3

1. c) The tuition fees are huge! · 2. b) The fees are high, so I need a loan. · 3. c) How much is it? · 4. b) Be careful with debt. · 5. a) It takes twenty years to pay back. · 6. c) You should apply for a scholarship. · 7. b) Should student debt be cancelled? · 8. b) It would be unfair to those who have already paid. · 9. b) As a result, many young people delay buying a house. · 10. c) I believe education should be affordable for everyone.